:root {
  --navy:       #0C4A6E;
  --navy-dark:  #082F49;
  --navy-mid:   #0369A1;
  --sky-deep:   #0284C7;
  --sky:        #38BDF8;
  --sky-light:  #BAE6FD;
  --sky-pale:   #F0F9FF;
  --sky-mist:   #E0F2FE;
  --white:      #FFFFFF;
  --gray-100:   #F1F5F9;
  --gray-200:   #E2E8F0;
  --gray-400:   #94A3B8;
  --text-dark:  #0C1A2E;
  --text-mid:   #334155;
  --text-light: #64748B;
  --radius:     14px;
  --radius-sm:  8px;
  --shadow-sm:  0 1px 3px rgba(12,74,110,0.08);
  --shadow:     0 4px 20px rgba(12,74,110,0.10);
  --shadow-lg:  0 12px 40px rgba(12,74,110,0.14);
}

* { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: 'DM Sans', sans-serif;
  font-size: 17px;
  color: var(--text-dark);
  background: var(--white);
  line-height: 1.7;
  -webkit-font-smoothing: antialiased;
  -webkit-text-size-adjust: 100%;
  text-size-adjust: 100%;
}

img { max-width: 100%; }

/* ── NAV ── */
nav { background: var(--white); border-bottom: 1px solid var(--gray-200); position: sticky; top: 0; z-index: 100; padding: 0 2rem; }
.nav-inner { max-width: 1120px; margin: 0 auto; display: flex; align-items: center; justify-content: space-between; height: 70px; }
.nav-logo { display: flex; align-items: center; text-decoration: none; }
.nav-logo img { height: 46px; width: auto; display: block; }
.nav-links { display: flex; align-items: center; gap: 2px; list-style: none; }
.nav-links a { font-family: 'DM Sans', sans-serif; font-size: 15px; font-weight: 500; color: var(--text-mid); text-decoration: none; padding: 7px 14px; border-radius: var(--radius-sm); transition: all 0.18s; display: block; }
.nav-links a:hover { background: var(--sky-mist); color: var(--navy); }
.nav-links a.active { color: var(--navy); font-weight: 600; }
.nav-appt { background: var(--navy) !important; color: var(--white) !important; font-weight: 600 !important; padding: 9px 20px !important; }
.nav-appt:hover { background: var(--navy-dark) !important; color: var(--white) !important; }
.nav-toggle { display: none; background: none; border: none; cursor: pointer; padding: 8px; }
.nav-toggle span { display: block; width: 22px; height: 2px; background: var(--navy); margin: 5px 0; }

@media (max-width: 860px) {
  .nav-links { position: fixed; top: 70px; left: 0; right: 0; bottom: 0; background: var(--white); flex-direction: column; align-items: stretch; padding: 20px; gap: 6px; transform: translateX(100%); transition: transform 0.25s ease; overflow-y: auto; }
  .nav-links.open { transform: translateX(0); }
  .nav-links a { padding: 14px 16px; font-size: 17px; }
  .nav-toggle { display: block; }
}

/* ── HERO ── */
.hero { background: var(--sky-pale); padding: 64px 24px 72px; border-bottom: 1px solid var(--sky-light); text-align: center; }
.hero-inner { max-width: 780px; margin: 0 auto; }
.hero-badge { display: inline-flex; align-items: center; gap: 7px; background: var(--sky-mist); color: var(--navy-mid); border: 1px solid var(--sky-light); font-size: 13px; font-weight: 600; letter-spacing: 0.06em; text-transform: uppercase; padding: 6px 16px; border-radius: 100px; margin-bottom: 24px; }
.hero-badge-dot { width: 7px; height: 7px; background: var(--sky-deep); border-radius: 50%; flex-shrink: 0; }
.hero h1 { font-family: 'Lora', serif; font-size: clamp(36px, 5vw, 58px); font-weight: 700; color: var(--navy); line-height: 1.15; margin-bottom: 20px; }
.hero h1 em { font-style: italic; color: var(--sky-deep); }
.hero-sub { font-size: 19px; font-weight: 300; color: var(--text-mid); max-width: 580px; margin: 0 auto 36px; line-height: 1.65; }
.hero-btns { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; margin-bottom: 48px; }
.btn-navy { background: var(--navy); color: var(--white); font-size: 17px; font-weight: 600; padding: 15px 32px; border-radius: var(--radius-sm); border: none; cursor: pointer; text-decoration: none; display: inline-block; transition: all 0.18s; box-shadow: 0 4px 14px rgba(12,74,110,0.28); }
.btn-navy:hover { background: var(--navy-dark); transform: translateY(-1px); }
.btn-outline { background: var(--white); color: var(--navy); font-size: 17px; font-weight: 500; padding: 15px 32px; border-radius: var(--radius-sm); border: 1.5px solid var(--sky-light); cursor: pointer; text-decoration: none; display: inline-block; transition: all 0.18s; }
.btn-outline:hover { background: var(--sky-mist); border-color: var(--sky); }
.hero-stats { display: flex; justify-content: center; gap: 0; flex-wrap: wrap; border-top: 1px solid var(--gray-200); padding-top: 36px; margin-bottom: 40px; }
.hero-stat { padding: 0 28px; text-align: center; border-right: 1px solid var(--gray-200); }
.hero-stat:last-child { border-right: none; }
.hero-stat strong { display: block; font-family: 'Lora', serif; font-size: 30px; font-weight: 700; color: var(--navy); line-height: 1; }
.hero-stat span { font-size: 13px; color: var(--text-light); }
.hero-photo { width: 100%; border-radius: 16px; display: block; margin-top: 8px; }

/* ── TRUST BAR ── */
.trust-bar { background: var(--navy); padding: 20px 2rem; }
.trust-bar-inner { max-width: 1120px; margin: 0 auto; display: flex; align-items: center; justify-content: center; gap: 40px; flex-wrap: wrap; }
.trust-item { display: flex; align-items: center; gap: 10px; color: rgba(255,255,255,0.85); font-size: 14px; font-weight: 500; }
.trust-sep { width: 1px; height: 20px; background: rgba(255,255,255,0.2); }

/* ── SECTIONS ── */
section { padding: 72px 2rem; }
.section-inner { max-width: 1120px; margin: 0 auto; }
.section-eyebrow { font-size: 12px; font-weight: 600; letter-spacing: 0.10em; text-transform: uppercase; color: var(--sky-deep); margin-bottom: 10px; }
.section-title { font-family: 'Lora', serif; font-size: clamp(26px, 3vw, 40px); color: var(--navy); line-height: 1.22; margin-bottom: 14px; font-weight: 700; }
.section-lead { font-size: 18px; color: var(--text-mid); max-width: 560px; margin-bottom: 44px; font-weight: 300; }

/* ── HOW IT WORKS ── */
.steps-wrap { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center; }
@media (max-width: 780px) { .steps-wrap { grid-template-columns: 1fr; } }
.steps-img { width: 100%; height: 380px; object-fit: cover; display: block; border-radius: var(--radius); }
.steps { display: flex; flex-direction: column; gap: 28px; }
.step { display: flex; gap: 18px; align-items: flex-start; }
.step-num { width: 44px; height: 44px; background: var(--sky-pale); border: 2px solid var(--sky-light); border-radius: 50%; display: flex; align-items: center; justify-content: center; font-family: 'Lora', serif; font-size: 16px; font-weight: 700; color: var(--navy); flex-shrink: 0; }
.step-text h3 { font-family: 'Lora', serif; font-size: 19px; color: var(--navy); margin-bottom: 6px; font-weight: 600; }
.step-text p { font-size: 15px; color: var(--text-light); line-height: 1.65; }

/* ── SERVICES ── */
.services-section { background: var(--navy); }
.services-section .section-eyebrow { color: var(--sky-light); }
.services-section .section-title { color: var(--white); }
.services-section .section-lead { color: rgba(255,255,255,0.62); }
.services-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 20px; }
@media (max-width: 700px) { .services-grid { grid-template-columns: 1fr; } }
.service-card { background: rgba(255,255,255,0.06); border: 1px solid rgba(255,255,255,0.10); border-radius: var(--radius); overflow: hidden; transition: background 0.18s; }
.service-card:hover { background: rgba(255,255,255,0.10); }
.service-card img { width: 100%; height: 160px; object-fit: cover; display: block; }
.service-body { padding: 20px 22px; }
.service-body h3 { font-family: 'Lora', serif; font-size: 19px; color: var(--white); margin-bottom: 8px; }
.service-body p { font-size: 14px; color: rgba(255,255,255,0.62); line-height: 1.65; }

/* ── PHOTO CTA ── */
.photo-cta { position: relative; overflow: hidden; }
.photo-cta img { width: 100%; height: 400px; object-fit: cover; display: block; }
.photo-cta-overlay { position: absolute; inset: 0; background: rgba(8,47,73,0.72); display: flex; align-items: center; justify-content: center; }
.photo-cta-content { text-align: center; padding: 2rem; max-width: 640px; }
.photo-cta-content h2 { font-family: 'Lora', serif; font-size: clamp(24px, 3vw, 38px); color: var(--white); margin-bottom: 14px; }
.photo-cta-content p { font-size: 18px; color: rgba(255,255,255,0.75); margin-bottom: 28px; font-weight: 300; }
.photo-cta-content a { color: var(--white); font-weight: 600; text-decoration: none; font-size: 17px; }

/* ── BANNER (About / Medicare 101) ── */
.page-banner { position: relative; overflow: hidden; padding: 80px 24px; text-align: center; }
.page-banner.photo { min-height: 360px; display: flex; align-items: center; justify-content: center; }
.page-banner-bg { position: absolute; inset: 0; background-size: cover; background-position: center; }
.page-banner-overlay { position: absolute; inset: 0; background: rgba(8,47,73,0.72); }
.page-banner-inner { position: relative; z-index: 1; max-width: 720px; margin: 0 auto; }
.page-banner-eyebrow { font-size: 12px; font-weight: 600; letter-spacing: 0.10em; text-transform: uppercase; color: var(--sky-light); margin-bottom: 16px; }
.page-banner h1 { font-family: 'Lora', serif; font-size: clamp(30px, 4vw, 52px); font-weight: 700; color: var(--white); margin-bottom: 20px; line-height: 1.18; }
.page-banner p { font-size: 19px; color: rgba(255,255,255,0.80); max-width: 540px; margin: 0 auto; font-weight: 300; line-height: 1.65; }
.page-banner.solid { background: var(--navy); }

/* ── STORY (About) ── */
.story-wrap { max-width: 1120px; margin: 0 auto; display: flex; gap: 48px; flex-wrap: wrap; align-items: flex-start; }
.story-photo { width: 48%; min-width: 280px; height: auto; min-height: 400px; max-height: 650px; object-fit: contain; object-position: center top; display: block; flex-shrink: 0; background: transparent; }
.story-text { flex: 1; min-width: 280px; }
.story-text h2 { font-family: 'Lora', serif; font-size: clamp(24px, 3vw, 34px); font-weight: 700; color: var(--navy); line-height: 1.22; margin-bottom: 18px; }
.story-text p { color: var(--text-mid); margin-bottom: 18px; font-size: 17px; }
@media (max-width: 640px) {
  .story-photo { width: 100%; height: 340px; }
  .story-wrap { flex-direction: column; }
}

.values-row { max-width: 1120px; margin: 56px auto 0; display: grid; grid-template-columns: repeat(3, 1fr); gap: 40px; }
@media (max-width: 700px) {
  .values-row { grid-template-columns: 1fr; gap: 28px; }
}
.value { display: flex; gap: 16px; align-items: flex-start; }
.value-icon { width: 36px; height: 36px; background: var(--sky-pale); border-radius: 8px; display: flex; align-items: center; justify-content: center; flex-shrink: 0; margin-top: 2px; }
.value h4 { font-family: 'Lora', serif; font-size: 18px; color: var(--navy); margin-bottom: 3px; font-weight: 600; }
.value p { font-size: 14px; color: var(--text-light); }

.contact-card { background: var(--sky-pale); border: 1px solid var(--sky-light); border-radius: var(--radius); padding: 28px 24px; }
.contact-card h4 { font-family: 'Lora', serif; font-size: 22px; color: var(--navy); margin-bottom: 20px; font-weight: 600; }
.contact-row { display: flex; align-items: center; gap: 14px; margin-bottom: 14px; }
.contact-row:last-child { margin-bottom: 0; }
.contact-icon { width: 36px; height: 36px; background: var(--navy); border-radius: 8px; display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
.contact-row a, .contact-row span { font-size: 17px; color: var(--navy); font-weight: 500; text-decoration: none; line-height: 1.6; }

/* ── REVIEWS ── */
.reviews { display: grid; grid-template-columns: repeat(auto-fit, minmax(250px, 1fr)); gap: 20px; }
.review { background: var(--white); border: 1px solid var(--gray-200); border-radius: var(--radius); padding: 28px; box-shadow: var(--shadow-sm); border-top: 3px solid var(--sky-deep); }
.review-stars { color: var(--sky-deep); font-size: 18px; margin-bottom: 14px; letter-spacing: 3px; }
.review blockquote { font-family: 'Lora', serif; font-style: italic; font-size: 16px; color: var(--text-mid); line-height: 1.65; margin-bottom: 18px; }
.review cite { font-size: 13px; font-style: normal; color: var(--text-dark); font-weight: 600; }

/* ── PARTS (Medicare 101) ── */
.parts { display: flex; gap: 18px; flex-wrap: wrap; margin-bottom: 52px; }
.part { flex: 1; min-width: 200px; background: var(--white); border: 1px solid var(--gray-200); border-radius: var(--radius); overflow: hidden; box-shadow: var(--shadow-sm); }
.part img { width: 100%; height: 100px; object-fit: cover; display: block; }
.part-body { padding: 20px; }
.part-letter { font-family: 'Lora', serif; font-size: 36px; font-weight: 700; line-height: 1; margin-bottom: 6px; }
.part-a { border-top: 4px solid var(--navy); }
.part-b { border-top: 4px solid var(--sky-deep); }
.part-c { border-top: 4px solid #0891B2; }
.part-d { border-top: 4px solid #6366F1; }
.part-a .part-letter { color: var(--navy); }
.part-b .part-letter { color: var(--sky-deep); }
.part-c .part-letter { color: #0891B2; }
.part-d .part-letter { color: #6366F1; }
.part h3 { font-size: 16px; font-weight: 600; color: var(--text-dark); margin-bottom: 6px; }
.part p { font-size: 13px; color: var(--text-light); margin-bottom: 10px; }
.part-divider { height: 1px; background: var(--gray-200); margin-bottom: 10px; }
.part ul { list-style: none; }
.part ul li { font-size: 12px; color: var(--text-mid); padding: 2px 0 2px 14px; position: relative; }
.part ul li::before { content: '✓'; position: absolute; left: 0; color: var(--sky-deep); font-size: 10px; top: 4px; }

/* ── ENROLLMENT PERIODS ── */
.enroll-grid { display: flex; gap: 18px; flex-wrap: wrap; }
.enroll-card { flex: 1; min-width: 200px; background: var(--navy); border-radius: var(--radius); padding: 26px 22px; }
.enroll-tag { display: inline-block; background: rgba(186,230,253,0.20); color: var(--sky-light); font-size: 11px; font-weight: 600; letter-spacing: 0.07em; text-transform: uppercase; padding: 4px 10px; border-radius: 100px; margin-bottom: 14px; }
.enroll-card h3 { font-family: 'Lora', serif; font-size: 18px; color: var(--white); margin-bottom: 7px; font-weight: 600; }
.enroll-card p { font-size: 14px; color: rgba(255,255,255,0.65); line-height: 1.6; }

/* ── FAQ ── */
.faqs { display: flex; flex-direction: column; gap: 10px; }
.faq { background: var(--white); border: 1px solid var(--gray-200); border-radius: var(--radius); overflow: hidden; box-shadow: var(--shadow-sm); }
.faq-btn { width: 100%; background: none; border: none; text-align: left; padding: 20px 24px; font-family: 'DM Sans', sans-serif; font-size: 17px; font-weight: 600; color: var(--navy); cursor: pointer; display: flex; justify-content: space-between; align-items: center; gap: 12px; transition: background 0.15s; }
.faq-btn:hover, .faq-btn.open { background: var(--sky-pale); }
.faq-chevron { font-size: 20px; color: var(--sky-deep); transition: transform 0.2s; flex-shrink: 0; }
.faq-btn.open .faq-chevron { transform: rotate(180deg); }
.faq-body { display: none; padding: 0 24px 20px; font-size: 16px; color: var(--text-mid); line-height: 1.7; }
.faq-body.open { display: block; }

/* ── GLOSSARY ── */
.glossary { display: grid; grid-template-columns: repeat(auto-fill, minmax(250px, 1fr)); gap: 14px; }
.gloss-item { background: var(--white); border: 1px solid var(--gray-200); border-left: 3px solid var(--sky-deep); border-radius: 0 var(--radius) var(--radius) 0; padding: 18px 20px; box-shadow: var(--shadow-sm); }
.gloss-item strong { display: block; font-size: 16px; color: var(--navy); margin-bottom: 4px; }
.gloss-item p { font-size: 14px; color: var(--text-light); line-height: 1.55; }

/* ── DARK CTA ── */
.dark-cta { background: var(--navy-dark); padding: 64px 2rem; text-align: center; }
.dark-cta h2 { font-family: 'Lora', serif; font-size: clamp(24px, 3vw, 36px); color: var(--white); margin-bottom: 14px; font-weight: 700; }
.dark-cta p { font-size: 17px; color: rgba(255,255,255,0.65); max-width: 460px; margin: 0 auto 32px; }

/* ── FOOTER ── */
footer { background: var(--navy-dark); border-top: 1px solid rgba(255,255,255,0.08); padding: 48px 24px 28px; }
.footer-inner { max-width: 1120px; margin: 0 auto; }
.disclaimer { background: rgba(255,255,255,0.05); border: 1px solid rgba(255,255,255,0.08); border-radius: var(--radius-sm); padding: 14px 18px; font-size: 12px; color: rgba(255,255,255,0.5); line-height: 1.6; margin-bottom: 36px; }
.disclaimer strong { color: rgba(255,255,255,0.75); }
.footer-grid { display: flex; gap: 48px; flex-wrap: wrap; margin-bottom: 36px; }
.footer-brand { flex: 2; min-width: 200px; }
.footer-brand strong { font-family: 'Lora', serif; font-size: 20px; color: var(--white); display: block; margin-bottom: 10px; }
.footer-brand p { font-size: 14px; color: rgba(255,255,255,0.5); line-height: 1.65; }
.footer-col { flex: 1; min-width: 140px; }
.footer-col h4 { font-size: 12px; font-weight: 600; color: rgba(255,255,255,0.75); margin-bottom: 14px; letter-spacing: 0.07em; text-transform: uppercase; }
.footer-col a, .footer-col span { display: block; font-size: 14px; color: rgba(255,255,255,0.52); text-decoration: none; margin-bottom: 9px; line-height: 1.6; }
.footer-col a:hover { color: var(--white); }
.footer-bottom { border-top: 1px solid rgba(255,255,255,0.08); padding-top: 20px; display: flex; justify-content: space-between; flex-wrap: wrap; gap: 10px; font-size: 13px; color: rgba(255,255,255,0.35); }

/* ── FADE-IN ── */
.fade-in { opacity: 0; transform: translateY(18px); transition: opacity 0.55s ease, transform 0.55s ease; }
.fade-in.visible { opacity: 1; transform: none; }

/* ── FLOATING BOOK BUTTON ── */
.float-book-btn {
  position: fixed;
  bottom: 24px;
  right: 24px;
  z-index: 500;
  background: var(--navy);
  color: var(--white);
  font-family: 'DM Sans', sans-serif;
  font-size: 15px;
  font-weight: 600;
  padding: 15px 24px;
  border-radius: 100px;
  border: none;
  cursor: pointer;
  box-shadow: 0 8px 24px rgba(12,74,110,0.35);
  display: flex;
  align-items: center;
  gap: 9px;
  text-decoration: none;
  transition: background 0.18s ease, transform 0.18s ease, box-shadow 0.18s ease;
}
.float-book-btn:hover { background: var(--navy-dark); transform: translateY(-2px); box-shadow: 0 12px 28px rgba(12,74,110,0.45); }
@media (max-width: 480px) {
  .float-book-btn { bottom: 16px; right: 16px; padding: 13px 18px; font-size: 14px; }
}

/* ── BOOKING MODAL ── */
#booking-modal { display: none; position: fixed; inset: 0; z-index: 1000; background: rgba(8,47,73,0.75); align-items: center; justify-content: center; padding: 20px; }
.modal-box { background: var(--white); border-radius: 16px; width: 100%; max-width: 780px; max-height: 90vh; overflow: hidden; display: flex; flex-direction: column; box-shadow: 0 24px 60px rgba(8,47,73,0.3); }
.modal-header { display: flex; align-items: center; justify-content: space-between; padding: 18px 24px; border-bottom: 1px solid var(--gray-200); flex-shrink: 0; }
.modal-header-left { display: flex; align-items: center; gap: 10px; }
.modal-icon { width: 36px; height: 36px; background: var(--navy); border-radius: 8px; display: flex; align-items: center; justify-content: center; }
.modal-header strong { display: block; font-family: 'Lora', serif; font-size: 16px; color: var(--navy); }
.modal-header span { font-size: 12px; color: var(--text-light); }
.modal-close { background: none; border: none; cursor: pointer; width: 36px; height: 36px; border-radius: 8px; display: flex; align-items: center; justify-content: center; color: var(--text-light); font-size: 22px; transition: background 0.15s; }
.modal-close:hover { background: var(--gray-100); }
.modal-body { flex: 1; overflow: auto; }